The most curious clauses in car insurance
Most drivers opt for the insurance of their car by clauses or coverages type that can go from insurance to third parties, insurance to all risk, break of moons, fires, theft of the vehicle. However, insurance today includes all kinds of Clauses and coverages that can often go unnoticed. For any driver it is essential to thoroughly review all the clauses of your insurance contract, as they can cover a lot of situations that can save you many euros and be enormously practical.
Special or little known coverages
There are many clauses or coverages that include insurers that are little known by the users. One of them is coverage of impact damages against animals. Every year between 15,000 and 20,000 accidents occur due to irruptions or attacks of wildlife on the road. Many companies include this coverage within an extended third-party type insurance.
The nightly attendance is another of those hedges little known but can be very useful on occasion. This is a service offered by the insurer to move the vehicle and its driver to your home if you have consumed alcohol. There are certain limitations, such as distances less than 25 kilometers, users under 26 years and time between 12 at night and 7 in the morning.
With the enormous competition that exists today among the insurance companies, many of them have to opt for these special clauses to attract customers . Customers, on the other hand, have on hand tools like a good car insurance comparator that helps greatly to choose the best option that fits their needs.
Getting money in advance
Another clause that is interesting is the one proposed by some companies, to offer an advance of the indemnifications. Up to 30,000 euros per claim some companies offer if certain conditions are met . In addition, in the event that a user has to pay for the repair of their vehicle after an accident, it is also possible to apply for a repair loan.
In the latter case it is a loan linked to a risk and that is granted exclusively in case of an accident with the car. With this coverage, the beneficiary of the insurance is guaranteed to have cash to repair your vehicle in case of an accident.